Terms, billing and refunds
Free features, optional credits, subscriptions and responsible use. Updated September 6, 2026.
Service and eligibility
Idea Scorecard is developed and operated by OPTIWORK. It provides AI-assisted reference analysis of business ideas, not professional advice. The service is intended for adults aged 18 and over. Use it lawfully and do not submit information you lack the right to use or disclose.
Limits of results
AI output may be inaccurate, incomplete, biased or outdated. A score does not predict success or establish market fit. Public-source findings do not determine legal compliance, licensing, tax obligations or investment suitability. Verify original sources and consult qualified professionals for consequential decisions. Country-specific research currently supports South Korea and the United States, not every jurisdiction.
Your content
You must have the right to submit your content. Inputs are sent to AI and infrastructure providers to provide the service; detailed reports may involve search queries derived from the idea. Do not submit confidential or sensitive information. You control whether to create a share link. Anyone with the link can access the shared content, and copies cannot be remotely recalled.
Free features and report trial
Basic scores, summaries and dimension explanations are free within usage limits. Free and paid scoring criteria are the same. Each signed-in account may use one detailed report trial, with no card and no automatic subscription. The trial is consumed only after successful generation. Follow-up analysis and execution plans are not included in the trial.
Credit usage
After the trial, each new detailed report, follow-up analysis or execution plan uses one credit. Reopening the same saved result and downloading it do not use another credit. Failed generation restores the reserved credit or report trial. Ads and sponsorship do not influence the score.
One-time pack
The current 20-credit pack costs KRW 4,900 or USD 3.49 in the selected currency, with no automatic renewal and no expiry. Earlier purchases retain the terms that applied when purchased, including the earlier 10-credit product.
PRO subscription
PRO costs KRW 9,900 or USD 6.99 per month in the selected currency for 30 credits per billing period and ad-free use during the active period. It renews monthly until canceled. Monthly credits expire at the end of the period and do not roll over. The pack is cheaper per credit; PRO is an optional ad-free subscription, not the cheapest way to buy credits. Cancel the next renewal through Account & pricing → Manage payments. Ordinary renewal cancellation does not immediately remove access for the already-paid period. Existing subscriptions keep their original price and currency; changing the account-page currency does not change a subscription.
Checkout and currency
Polar processes checkout as merchant of record in KRW or USD, selected on Account & pricing. Connection country suggests USD for the US and KRW otherwise; you may override it. These are fixed catalogue prices, not live currency conversions. Taxes may apply and the final amount appears before payment. Your bank may apply conversion or fees. Payment availability depends on Polar, your payment method and regional service restrictions; selecting a currency does not change regional availability. English checkout may show a Korean or bilingual product name for the same existing product.
Refunds and cancellation
For refund requests, email contact@optiwork.co.kr with your order information. We review usage, Polar's conditions and applicable requirements. A refund is separate from canceling future subscription renewals. Remaining credits from a fully refunded order are deactivated; partial refunds are handled according to the circumstances and usage. Nothing here restricts mandatory withdrawal or refund rights that apply to you.
Fair use and changes
Automated bulk requests, attempts to bypass security or usage limits, infringement and disruptive use may be restricted. Features, limits and availability may change for security, cost, provider-policy or operational reasons. Existing paid obligations and mandatory consumer rights are not displaced by a general change notice.
Responsibility and contact
Results are a starting point for your own validation. The operator does not guarantee business outcomes or uninterrupted third-party services. Any limitations are subject to responsibilities and rights that cannot lawfully be excluded. Contact: contact@optiwork.co.kr.